I'm not exactly sure why this would be happenning. Has the title been transferred to your name already? (You really shouldn't have been able to get insurance in your name if not, but insurance co...

The title is not in my name. I convinced my insurance company that I was going to change it to my name, and they took my word for it. The problem is, that since my name has been nowhere on the car...

What you'd probably have to do is have the New Jersey title transferred to your name. Then transfer that to Pennsylvania. In order to do that tax-free you would probably have to call it a gift. ...