I'm not exactly sure why this would be happenning. Has the title been transferred to your name already? (You really shouldn't have been able to get insurance in your name if not, but insurance co...
The title is not in my name. I convinced my insurance company that I was going to change it to my name, and they took my word for it. The problem is, that since my name has been nowhere on the car...
What you'd probably have to do is have the New Jersey title transferred to your name. Then transfer that to Pennsylvania. In order to do that tax-free you would probably have to call it a gift. ...
No, because then it'd have to be insured in his name in my state, and I think that's insurance fraud. The loan still has 4 years to go.
Well, I'm out of ideas. I hope you manage to figure out some way to avoid it, though. I know I'd be really pissed off if that happened to me.