dude, mel, this is not a screw-up. you're 18. man, you have so much time and life ahead of you. you can still do stupid stuff and say "it's ok, i'm a teenager" and everyone will say "yeah, that's t...

i kno i kno i kno... if it was a real screw up- i prolly wouldn't have my parents to fall back on haha but i do and they are just fixing it all and since you are one of the people who is "smarte...

www.ingdirect.com it's a bank with no walls, save online and get like 2.3% interest. Dave Song told me about it. It's really good. they do direct deposit too.