wireless USB adapter. definitely. because it's a lot more portable, should you ever decide to change PCs, or bring it with you to work, or ever get a laptop, etc.
is it just as fast as the PCI card? (assuming that the USB card and PCI card are both 802.11g)
Even with the slowest PCI (if I'm reading this correctly) is way faster than USB, though less portable. PCI transfer rates:
http://www6.tomshardware.com/motherboard/20040514/e7505-chipsatz-03.html
Wait this is more accurate:
"With up to 130 MB/s transfer rate in both directions the same basic performance is provided on a notebook as a PCI card would offer on a desktop computer."
Taken from http://www.rme-audio.com/english/hdsp/cardpci.htm
look at ian's response. it doesn't matter how fast a PCI card can transfer data, the networks moving at a max of 11 MB/sec