we're gonna start building our new house in March....we have the land picked out...here are the blueprints for the house i want... http://www.eplans.com/house-plans.hwx/Q/Plan.HWEPL02586?searchId=1...

Nice, where are you building?

A suburb of York, PA...Dallastown

Ah, it's probably half the price of anything in north Jersey.

haha, oh absolutely, around here most newlyweds are able to buy a house right off the bat, that doesnt happen too often in NJ/NY.

Newlyweds...Try people who even make decent salaries. If you didn't buy a house before the late 90's in this area, you are screwed. I make more than twice as much I did in 1999 and I was in a bet...

Mortgage rates are really good now tho. Historically low.

Who cares though, when you can't get anything below $300K that's any good.

Because say it's 5% down and a 7% rate over 30 years. It'll be about 1900 a month for a 300k house. Less than that per month, if more money down, which will also mean a better rate. I'm just giv...

Btw, I don't own house. Just giving a general idea of the "numbers." It's hard to ignore the actual price of the home. But, when it comes to NJ, you gotta see what it is in terms of monthly paym...

1900 a month isn't realistic to expect for a total monthly payment in NJ on a 300k mortgage. PITI, man, PITI taxes are ridiculous

I didn't factor that in, because I'm not a mortgage broker and there's so many different scenerios and mortgage programs, such as getting 2 different loans, etc. Just gave the base numbers, 'cause...

this is in hackettstown, which has lower taxes than most surrounding areas: Purchase Price: $300,000.00 Rate: 6.00% Term: 30 Years Down Payment: $0.00 Yearly Taxes: $4,800.00 Yearly I...

i'm sorry, that was 0% down, and 6% interest. here's 5% down, and 7% interest Purchase Price: $300,000.00 Rate: 7.00% Term: 30 Years Down Payment: $15,000.00 Yearly Taxes: $4,800.00...