guy, I've got 9 points on my license, own a non-cheap (not a benz or beamer, but not a Neon either) car that I need full insurance on cause I've got a loan, and I've had insurance with them since before I turned 25, and it was the cheapest I could find.

Just keep searching, find a list of Insurance companies, get quotes from them, and ASK if they offer any discounts. some insurance companies will only give you discounts you deserve if you ask for them (like good-student discounts if you're in HS/College)