Car Insurance
I admit, I don't have a clean driving record. I wish I did because I'm sure that my insurance would be a lot lower. So I just got my bill and I'll be paying $1,152.00. For you NJ drivers I bet that sounds pretty good. I know my bill would be much lower if I didn't have 3 accidents on my record. So let's complain about car insurance. Hey, if you want to complain about health insurance be my guest. I can't even afford that at this point in time and I need an inhaler.
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wow, this thread is OLDDDDD
getting married has to be the best thing EVER for my car insurance. As soon as I got married, my car insurance dropped $1000. (As a reference, when I turned 25 it dropped $100.)
This year, my wife got into an accident, got a ticket, I got a ticket a while back that finally caught up with me, I got a newer car, and our insurance STILL dropped by a couple hundred dollars. I don't understand but I love NJ Cure forever.
Right now, here's the breakdown -
2004 Dodge SRT-4 - $1600 (full comp)
2000 Mazda 626 - $1400 (full comp)
I remember having my 95 Acura Integra around 2002, 2003 - I was paying $3300/yr. for ONE car. Insanity.
I was in the same boat as you for a while man. Paying like $3800 for a long time. Got married, dropped a LOT.
I was with NJ Cure for a couple of years, and I was paying about $2400 for our two cars with full coverage. A bit less than you're paying with them now, but in the same ballpark.
After our tickets and accidents were gone (3 years), we switch to NJ Manufacturers, and we're now paying $1400 for the same coverage on the same two cars.
And I hear State Farm is actually cheaper than NJM. Shop around dude, I think you can do better!
yeah but shouldn't we wait until all our stuff is gone? right now we are heavily taking advantage of "accident forgiveness".
well, i know you can't get into NJM unless you have a completely clean record. But you should still check out State Farm and maybe Geico. Even with some accidents on there. doesn't hurt to check
didnt you have NJM before? Cause if youve ever had it, you can always have it again. What accident was Lauren in??
REALLY? even if you no longer work for a participating company or whatever?
yeah my dad used to have NJM and now because i was on the policy i have NJM on my own policy and i never worked for one of those type of companies that you need to work for and they told me that i can ALWAYS have it. my dad doesnt work for that same company and he still has NJM too. its the bestest! AND YOU GET REBATES!! wohoo!!
yeah you know what, dad never paid for my insurance, i always paid for my own (except when we lived in england) so I GUESS I'M MAD AT YOU BECAUSE YOU'RE STUPID!!!!!!
no, Im mad at YOU BECAUSE YOUR STUPID!!!!!!!!!!!!!!!!!!!
i have geico, and i pay like $1300 a year for full coverage on my 2005 mazda 3. when i get married it's supposed to go down a lot, i think the one quote i got, i'm barely paying anything extra for the second car.
i paid about the same for comprehensive on my 1990 volvo when i was under my parents insurance. i forget who they have.
Wow, I was definitely living in PA when I wrote this. I wish I only paid 1,200 a year. NJ is no joke.
I think I pay under $1000, but my car is a hunk of junk. NJ just sucks all-around. I am soooo moving away soon...
My car insurance just went down. I'm finally seeing my long past vehicular indiscretions melt away by the blistering heat of time.
Ya'll got nothing to complain about....
$4.40US/Gl (Converted from CA$1.157/l)
Over 25, full discount $1850US/yr car insurance
13% VAT on EVERYTHING
OOH, and the personal income tax... ugh.
Canada is a delight to live in, you know it!
I met two canadian chicks who were saying that over like $75k they take half...
This is correct "Canadians pay the top marginal income tax rate (combined federal and provincial) of 52 percent on an income of just $59,000. Taxpayers in the United States pay the top rate of 47 percent only when their income hits the equivalent of $351,000 Canadian."
Don't even get me started about car insurance....I'm sure some of you enjoyed my story last fall pertaining to Geico.
wow, maybe my insurance isn't that bad . . . I have full coverage on the mistress, and liability on the wife and the guilder-van . . . for almost $2800 a yr. That's actually not that bad, considering . . .
thats really good.
oh man, gas is creeping towards $1.60/gallon for just regular. that's a crime. when i was a senior in high school gas was way cheaper. i miss the good ole days.
Um.. I have Allstate, my husband and I both have clean driving records, and we have two kinda old cars at the moment.. so we only have the coverage that's required by law, i never remember if that's collision or liability, anyway we only have one because the cars are worth very little hehe. So we pay about $100.00 a month for car insurance, and I'm almost 25 so it's gonna drop even more. haha. Hate me.
Yea ... 3000! for liability on my jeep. No accidents. 1 ticket. Yea.. NJ SUCKS
$1,152.00 isn't that bad. just watch out when you move to NJ... big time shocker. ugh. try to stay with your current insurance company if you can.
i so can't wait till august. both my wife and I will finally be over 25. big time insurance drop. *pick it up DING!*
right now my insurance is like $3800/yr for two cars with full coverage. i'm gonna try to get NJ Manufacturers insurance through my company in a coupla months when I have no points on my license anymore. I think I can cut that rate in half.
My company is Progressive. I've already checked and they don't offer insurance in the area where I'll be living. But maybe that won't count since I am already a customer??-I have no idea. I can't wait till my 3 points go away. And I am gonna try to be accident free from now on. At least till the insurance drops when I turn 25...3 yrs from now.
accident free for three years and beyond, hon! i don't want you to get hurt.
yo ian...i pay more than you, and i'm only one person...my car is older than yours, i drive 3 miles to work, and i have no points on my license...WOWWWW now i'm frustrated
OK...i just got a quote from NJ Cure this morning...and it's...get this $1300 less per year than what i'm paying RIGHT NOW. $1300 is a sweet downpayment on an apt. WOOOSH
Yeah, I have NJ Cure right now. It was a lot less than my old insurance company: Amica. Then I got married, and that dropped even further.
WOW, I have NOTHING to complain about. But our laws are a little weirder. But yeah after reading these i am most thankful for what I have =)
i just applied for NJM last week.... I hope they accept me!!
2300 or so a year for 2 cars, it should actually drop to like 2 grand but im to lazy to call, 1500 is insane with 3 accidents, i would be paying like 4 grand if i had that many accidents.
or Nooo Yawk. Have to re morgage the house thanks to Nicoles crappy record-accident and TiCKETS grrrrr, then Ra an up and coming driver-shes good at it, since she got her permit.